Retail Credit Analyst (Credit & Collections) — Abhi Oman (EWA / Fintech)
Abhi Oman is launching Earned Wage Access (EWA) in Oman, and we’re looking for a hands-on Retail Credit Analyst to support credit operations, underwriting exceptions, collections and portfolio monitoring during our launch and scale-up phase.
What you’ll do
• Review flagged applications and exceptions from our automated eligibility and underwriting engine
• Monitor daily direct-debit collections and repayment performance, identifying and actioning early delinquency
• Review bureau, income, employment and verification data where required
• Support onboarding of our anchor corporate partner and early B2C users
• Track key credit and collections metrics and highlight emerging portfolio risks
• Support the development and refinement of credit, collections and exception-handling processes as the business scales
• Investigate unusual cases, repayment failures and operational credit issues
• Escalate material risk questions and trends to our regional risk lead
• Work closely with Operations, Product and Technology to improve the customer journey while maintaining appropriate risk controls
What we’re looking for
• 3–5 years of experience in retail credit underwriting, collections, credit risk or risk operations
• Experience within a bank, consumer finance company, fintech or lending business preferred
• Comfortable working with credit bureau/verification data, income documentation and repayment information
• Strong analytical skills and attention to detail
• Able to make sound credit decisions and clearly document the rationale behind exceptions
• Comfortable working in a fast-moving, early-stage environment where processes are still being built
• Strong written and spoken English; Arabic is an advantage
• Based in Oman or willing to relocate
Why join Abhi Oman?
This is an opportunity to join at an early stage and play a hands-on role in building the credit and collections function for a new fintech business in Oman.
Location: Muscat, Oman
Function: Credit & Risk / Collections
Experience: 3–5 years
Source: om.linkedin.com
